Understanding Coinsurance Penalty in Homeowners Insurance: It’s a Contract, Not a Promise

Homeowners insurance is essential to protecting your property, but it’s crucial to understand the details of your policy to avoid unexpected …

Understanding Vacant Property Insurance: Protecting Your Unoccupied Home

The Critical Need for Specialized Insurance for Your Vacant Property In the realm of property insurance, a commonly overlooked aspect is …

Understanding Homeowners Insurance in Galveston County: The Virgil Smith Insurance Advantage

The Importance of Homeowners Insurance in Coastal Areas Living in Galveston County, Texas, homeowners understand the unique challenges posed by the …

Freezing Temps and your swimming pool! What to do…..

IF YOU LOSE POWER!!!!! Turn the pool equipment off Turn off the main breaker. That way, if anything is frozen, once …

Four Questions to Get the Right Auto Insurance

Using the right tool for a job is key to success in any profession. Experts say the same principle applies when …

Seven Commercial Vehicle Insurance Myths Debunked

1. Myth: It’s cheaper to cancel your insurance if you have a seasonal business. Fact: Not necessarily. If you cancel your …