Virgil Smith Insurance Services, Inc. is a local, independent insurance agency serving communities all over Texas. We specialize in Coastal Insurance and making sure our client’s greatest assets are well protected. We are located in the heart of Clear Lake and are proud to serve the greater Bay Area for over 30 years!

As an independent agency, we have the ability to shop many different top rated insurance carriers in the market to make sure we offer the best rates available today.

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Coverage We Offer

Boating Insurance

Best Protection, Best Price
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Auto Insurance

Best Protection, Best Price
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Specialty Insurance

Best Protection, Best Price
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Home Insurance

Best Protection, Best Price
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Flood Insurance

Best Protection, Best Price
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Commercial Insurance

Best Protection, Best Price
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