Legal and Privacy
Legal and Privacy



Not all of the products or services described on this web site are available in all geographic areas of the United States. Additionally, you may not be eligible for all of the insurance products or services described in this web site. Reasons for lack of eligibility may be due to a number of underwriting criteria. Our insurance carriers reserve the right to determine all eligibility for such products or services at their sole discretion.

No Bound Coverage

No coverage may be bound or placed in force through this web site. Coverage may only be bound upon direct communication with our agency. DO NOT cancel existing coverage until notified by us that changes and/or new coverage is in force. Quotes are subject to underwriting approval.


This web site is operated as a convenience to the customers and prospects of our agency. This site is not approved or endorsed by any of the insurance companies with which this agency does business. Nothing in this site shall be construed as having been implicitly or explicitly approved by any insurance carrier.


We offer links to other web sites operated by other entities as a convenience to you. We make no representation regarding the content or accuracy of any web site that you may access through this one.

Web Site

This web site is provided on an “as is” basis. It is provided as a “general information only” site. To the extent permitted by law, our agency disclaims any and all warranties, express or implied, including, but not limited to, implied warranties of merchantability and fitness for a particular purpose. We do not warrant that the functionality or operation of the web site will be uninterrupted or free from error, that any defects in the web site will be corrected, or that the web site or the server(s) that makes it available are free of viruses or other harmful conditions or components.



What Our Privacy Policy Covers

This Privacy Policy covers treatment of personally identifiable information that our site may collect from you while on our website. This also covers treatment of any personally identifiable information that our business partners share with us. This policy does not apply to the practices of other companies that we do not own or control, or to people that we do not employ or manage.

Information Collection and Use

We collect personally identifiable information when you send us emails or information in our online forms. We may also may receive personally identifiable information from our business partners. When you send us a comment or question, we may ask for your name, email address and phone numbers. Once you inquire or send a question or comment to us, you are not anonymous to us.

Information Sharing and Disclosure

We will not sell or rent your personally identifiable information to anyone. We also will not send personally identifiable information about you to other companies or people without your authorization. The quoting or binding of insurance coverage, or the resolution of billing or claims issues may require that we share information with insurance companies that we represent. We will also respond to subpoenas, court orders or legal process if required by law.

Changes to this Privacy Policy

We may amend or change this policy from time to time. If we make any substantial changes in the way we use your personal information, we will notify you by updating our privacy policy on this page.